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5/13/2008
  South Jersey Real Estate Reports

Buying and selling real estate is a complex endeavor. There are many different articles of information that need to exchange hands as negotiations take place.

Below find our online resource for Forms & Reports. We have included these documents for your convenience. The files below utilize Adobe Portable Document Files and require the Adobe Acrobat Reader Plugin. You may download the Acrobat Reader plugin here .

We will be happy to assist you with any questions you may have concerning our Forms and Reports.

Provided below are all our various reports covering almost every topic of home ownership. These are mostly written by us but we have included special reports, written because of our invitation, from leading experts in their fields. We did this in order to give you market fresh, unbiased information from the most respected sources on the web. Consult an expert before taking any binding action. 

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  Understanding Your Credit
Understanding Your Credit can mean the difference of owning vs not owning! ..
[South Jersey Understanding Your Credit ]


  Fico Scores Effect Purchasing
FICO scores were developed by Fair Isaac & Company, Inc. for each of the credit repositories. ..
[South Jersey Fico Scores Effect Purchasing ]


  Property Investment
Is Real Estate A good Investment? This report will try to answer that question. ..
[South Jersey Property Investment ]


  Real Estate Negotiation
Negotiating a purchase agreement is perhaps the trickiest aspect of any real estate transaction. ..
[South Jersey Real Estate Negotiation ]


  Real Estate Tax Advice
Selling a home can have a major impact on your federal and state tax returns. ..
[South Jersey Real Estate Tax Advice ]


  Open House Expectations
Was vacating your home for four or five prime-time hours worth the inconvenience? ..
[South Jersey Open House Expectations ]


  Listing Real Estate
A listing agreement is a binding legal contract that shouldn't be taken lightly. ..
[South Jersey Listing Real Estate ]


  Getting Real Estate Ready
A house that "sparkles" on the surface will sell faster than its shabby neighbor, even though both are structurally well-maintained. ..
[South Jersey Getting Real Estate Ready ]


  Pricing Your Property
Pricing decisions should be grounded in reality rather than wishful thinking. ..
[South Jersey Pricing Your Property ]


  More Tax Advice
Selling a home can have a major impact on your federal and state tax returns. ..
[South Jersey More Tax Advice ]


  Real Estate Appraisal
Jump start your understanding of your home's value by getting a free estimated valuation. ..
[South Jersey Real Estate Appraisal ]


  Loan Closing Advice
WHAT CAN I EXPECT TO HAPPEN ON CLOSING DAY? ..
[South Jersey Loan Closing Advice ]


  Closing Costs
This checklist will help you understand all the costs related to your closing. ..
[South Jersey Closing Costs ]


  After The Loan
What happens after I have applied for my loan? ..
[South Jersey After The Loan ]


  Property Negotiation
There are some important questions you should ask before going ahead with any contract. Are you getting the best deal? ..
[South Jersey Property Negotiation ]


  Home Insurance
Is Home Owner's Insurance really required? ..
[South Jersey Home Insurance ]


  Your Loan
There are several things you need to think about before you apply for your loan! ..
[South Jersey Your Loan ]


  Mortgage Alternatives
A wide selection of mortgages is available. Your challenge is to select the loan terms that are most favorable to your situation. ..
[South Jersey Mortgage Alternatives ]


  Effective Offer Writing
A written proposal is the foundation of a real estate transaction. This is where a little know how goes a long way.. ..
[South Jersey Effective Offer Writing ]


  Home Selection
Here are some tips to help determine which house is best for you. ..
[South Jersey Home Selection ]


  Real Estate Ads
Real estate ads are usually full of acronyms and terms that are unfamiliar to first-time buyers. Here's a cheat sheet to let you in on the lingo. ..
[South Jersey Real Estate Ads ]


  Find your Dream
Finding your dream home is not hard if you know what steps to take! ..
[South Jersey Find your Dream ]


  Ownership Advice
By following these tips, home ownership will be a much smoother experience. ..
[South Jersey Ownership Advice ]


  Buying an Affordable Home
There are multiple factors to consider when choosing your new home ..
[South Jersey Buying an Affordable Home ]


  Checklist for Home Buyers
This checklist will help you find the home of your dreams today!! ..
[South Jersey Checklist for Home Buyers ]


  Mortgage Funding Info
Mortgages for commercial deals can be funded if you know how to write a successful presentation. ..
[South Jersey Mortgage Funding Info ]


  Property Rights
You have a right to do with the land as you please, subject to restrictions imposed by law. ..
[South Jersey Property Rights ]


  Property Trust(s)
The REIT Story Real Estate Investment Trusts (REITs) were created by Congress in 1960 but played a very limited role in real estate investment for more than three decades. ..
[South Jersey Property Trust(s) ]


  Dont Let It Fall Through
What makes a deal fall through? Avoid the common pitfalls! ..
[South Jersey Dont Let It Fall Through ]


  Property Inspection
Regardless of what the inspector may uncover, you shouldn't be overly concerned about the actual home inspection ..
[South Jersey Property Inspection ]


  Your Open House
Public open houses may be more beneficial for the agents themselves than for the home sellers. ..
[South Jersey Your Open House ]


  Selling My Property
The age-old observation that "you never get a second chance to make a first impression" certainly applies when it comes to attracting buyers to a for-sale home. ..
[South Jersey Selling My Property ]


  Real Estate List Price
Setting the list price for your home is an important first step to selling your home! ..
[South Jersey Real Estate List Price ]


  Property Appraisal
Property appraisal is a very important part of any new home purchase! ..
[South Jersey Property Appraisal ]


  Real Estate Agent
A real estate agent can help you understand everything you need to know about the selling process. ..
[South Jersey Real Estate Agent ]


  Real Estate Tax Shelter(s)
More Americans than ever own homes because it's the ultimate tax shelter. ..
[South Jersey Real Estate Tax Shelter(s) ]


  Escrow Advice
How much money will I have to come up with to buy a home? ..
[South Jersey Escrow Advice ]


  Review A Closing
Review the many activities that you need to make sure are performed before closing. ..
[South Jersey Review A Closing ]


  Credit History
How does my credit history affect my ability to qualify? ..
[South Jersey Credit History ]


  Safety Inspection
Before you buy, consider getting a home health and safety inspection. Asbestos anyone? ..
[South Jersey Safety Inspection ]


  Home Inspection
This report will provide you with the information about home inspections ..
[South Jersey Home Inspection ]


  Apply for a Mortgage
Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared. ..
[South Jersey Apply for a Mortgage ]


  Basic Mortgage
Likely the largest debt you'll ever take on, a mortgage is a loan to finance the purchase of your home. ..
[South Jersey Basic Mortgage ]


  Mental Control
Don't let your emotions overrule a reasonable assessment of whether a particular home really meets your needs. ..
[South Jersey Mental Control ]


  Home Hunt
Narrow your home search by identifying neighborhoods that are right for you. ..
[South Jersey Home Hunt ]


  House Search
Buying a home? These tips can help you find the home of your dreams! ..
[South Jersey House Search ]


  A REALTOR Can Help
A professional real estate agent can help you find the home of your dreams in less time than you though possible! ..
[South Jersey A REALTOR Can Help ]


  Young Buyer
How Much Do I Have to Save to Buy A Home? What benefits can I expect being a young person? What obsticles should I be aware of? ..
[South Jersey Young Buyer ]


  Home Ownership : How To
This article continues to explore the benefits of home ownership. You will descover facts which may leave you surprised.. ..
[South Jersey Home Ownership : How To ]


  Credit Info
Your credit score is based on the information contained in your credit report. ..
[South Jersey Credit Info ]


  Real Property Definition
Real property is generally defined as land and the things permanently attached to the land. ..
[South Jersey Real Property Definition ]


  Negotiating a Contract
If the terms and conditions of the deal aren't acceptable, you might want to pause and think twice. ..
[South Jersey Negotiating a Contract ]


  Sell Your Home Fast
Should you hold out until you have an offer that matches your asking price? ..
[South Jersey Sell Your Home Fast ]


  Pick An Offer
Picking among several offers isn't always as easy as choosing the highest price, especially in hot markets. ..
[South Jersey Pick An Offer ]


  Marketing Info
Your broker's marketing efforts and considerations will include advertising, showing the property, how long the house has been on the market and whether you're buying another home. ..
[South Jersey Marketing Info ]


  Multiple Offers
What do you do if you receive multiple offers? ..
[South Jersey Multiple Offers ]


  Housing Market Info
Here are some helpful definitions to help you follow the numbers. ..
[South Jersey Housing Market Info ]


  Real Estate Appraisal Info
Consumers tend to have some misconceptions about the appraisal process ..
[South Jersey Real Estate Appraisal Info ]


  Real Estate FSBO Advice
For most people, a for-sale-by-owner (FSBO) transaction simply isn't in the cards. ..
[South Jersey Real Estate FSBO Advice ]


  Real Estate Tax Benefits
Uncle Sam helps you in three ways when you own your home. ..
[South Jersey Real Estate Tax Benefits ]


  Home Loans
How much home can you afford? ..
[South Jersey Home Loans ]


  Closing a Home
This will likely be your last time to do a walkthrough.. ..
[South Jersey Closing a Home ]


  Negotiating Tips
Learn how to negotiate the very best deal possible! ..
[South Jersey Negotiating Tips ]


  Home Inspector Worksheet
New home or not, it pays to know what to look for in its structure, equipment and surroundings. Give this article a browse before you buy. ..
[South Jersey Home Inspector Worksheet ]


  Debt To Income Ratio
Here's an explanation of debt to income ratio which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. ..
[South Jersey Debt To Income Ratio ]


  Select a Mortgage
The two most common types of mortgages are fixed-rate mortgages and adjustable-rate mortgages, known as ARMs. ..
[South Jersey Select a Mortgage ]


  Mortgage Loan
The mortgage amount is the amount of money you borrow from a lender to pay for your house. ..
[South Jersey Mortgage Loan ]


  Comparison Shopping
Let this home comparison chart assist in your final home purchasing descision. ..
[South Jersey Comparison Shopping ]


  Approval Letters
Obtaining a pre-approval letter before your home search is a good idea! ..
[South Jersey Approval Letters ]


  Your Wish List
Making a Wish List can save you valuable time! ..
[South Jersey Your Wish List ]


  Confidence and Experience
A confident buyer will always get the best deals. You too can be confident if you learn what to expect! ..
[South Jersey Confidence and Experience ]


  Home Ownership: Are You Prepared?
You can find out by asking yourself some questions.. ..
[South Jersey Home Ownership: Are You Prepared? ]


  Buy vs Rent
Renting can be a great choice. Find out if Renting is better than buying. ..
[South Jersey Buy vs Rent ]


 


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Century 21 Graham Realty | 1101 E. Landis Avenue Vineland, NJ 08360 | 856-696-0696 | contact@c21graham.com

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